Comparing no fees 401(k) with 401(k) easy

No Fees 401(k) is a perfect “starter” 401(k) for small business, at a rock-bottom price. It includes all essential features a small business 401(k) needs, including IRS-approved prototype documents customized to your company’s needs, online 401(k) compliance testing at the click of a mouse, and individual self-directed Charles Schwab 401(k) brokerage accounts for all your employees. The No Fees 401(k) Schwab self-directed accounts are free. They offer thousands of no-cost, no-load mutual funds, including Fidelity Funds and Vanguard Fund. The self-directed 401(k) accounts also include commission-free stock and bond trading, and our iron-clad guarantee of NO 401(k) fees, EVER. 401(k) fees will never be skimmed from your employees' 401(k) retirement savings, jeopardizing their retirement security.

401(k) Easy is our more robust 401(k) offering. 401(k) Easy includes all the features of the No Fees 401(k), and more, at a slightly higher price. Additional 401(k) Easy features include 401(k) loans, employer profit-sharing options, the ‘safe-harbor’ 401(k) option, IRS Form 5500-SF preparation and filing, the Roth 401(k) option, in-service distributions, and an expanded lineup of management and accounting reports.