Two different 401(k) plan configurations, designed to fit the needs of different small employers:

Pricing
One-time only set-up $545/one-time $595/one-time
Base Monthly Price $95 Per Month (Fixed) $195 Per Month (Fixed)
Eligible Employee Price $5 Per Month (Fixed) $5 Per Month (Fixed)
  Please Note: 401(k) Easy is sold on a Calendar Year basis only. All first-year clients are charged the one-time only plan set-up fee. The pricing above applies to the first year of service only. Renewal fees may be adjusted because no set-up fee is charged in subsequent years.
Key Features
IRS-Approved 401(k) Prototype and Summary Plan Description Customized to the Client's Requirements tick tick
Live Online Plan Set-Up and Training for 401(k) Plan Sponsor tick tick
Ongoing Telephone and Email Pension Rules Consulting and Support for 401(k) Plan Sponsor tick tick
401(k) Plan Compliance and Top-Heavy Testing Available Online at a Mouse Click tick tick
Secure Online 401(k) Account Management for Employer and Employees tick tick
Self-Directed 401(k) Brokerage with Commission-Free Stock Trading and No-Load Mutual Funds tick tick
Quick & Easy Conversion of a Participant's 401(k) to an IRA Rollover at Self-Directed Brokerage tick tick
Employer can Upload Payroll and Contribution Data and Authorize Purchases 24/7 tick tick
Self-Directed Brokerage Education, Assistance and Investment Selection for 401(k) Participants 24/7 tick tick
Complete ERISA 404(C) Fiduciary Protion tick tick
Complete ERISA 3(16) Fiduciary Protection tick tick
Claim Up to $15,000 in Tax Credits tick tick
401(k) is Eligible for Hardship Withdrawals tick tick
401(k) is Eligible for Supplemental "Catch-Up" 401(k) Contributions for Persons 55+ tick
401(k) is Eligible for Profit-Sharing and/or Employer Matching Contributions That Allow Immediate or Scheduled Vesting tick
401(k) is Eligible for Traditional Safe Harbor 401(k) tick
401(k) is Eligible for QACA Safe Harbor 401(k) tick
401(k) is Eligible for Roth 401(k) tick
401(k) is Eligible for 401(k) Loans tick
Automatic Payroll Integration   tick
Quarterly 401(k) Compliance Testing by 401(k) Easy Staff   tick
Signature-Ready Forms 1099R and 1096 Preparation and Filing   tick
Signature-Ready Form 5500-SF Preparation and Filing   tick
Signature-Ready Summary Annual Report   tick
401(k) is Eligible for In-Service Distributions   tick
Options Trading (ERISA Limits Apply)   tick
401(k) is Eligible for Vesting Profit-Sharing Contributions From 1 to 6 Years   tick
Backdoor Roth 401(k) (ERISA Limits Apply)   tick


Our iron-clad promise: No hidden 401(k) fees & no 401(k) asset-based fees & no 401(k) commissions, ever!

Our policy is to not accept any rebates or revenue sharing of fees deducted from our clients' plan assets ... period! Investment brokers and advisors earn extra money by pocketing needless 401(k) "asset-based" fees deducted endlessly.

Hidden & excessive 401(k) fees are causing severe damage and loss for 401(k) participants

Please CLICK HERE to learn about 401(k) providers and affilliated financial advisors deducting hidden fees and commissions from employees'retirement savings.

401(k) Price Comparisons: Published 401(k) price is not the total amount of money our competition pockets! The competition skims fees, sometimes hidden, from 401(k) assets.

Please CLICK HERE to view chart comparing 401(k) Easy to six 401(k) providers who deduct fees from participants' accounts.

401(k) Easy's price is based only on the number for full-time employees on the company's payroll

As you can see above, the 401(k) Easy annual fee is based solely on the size of the employer, not the plan design options you select for your plan. This flexibility is not industry-standard - particularly regarding investment flexibility.

The 401(k) Easy set-up fee: A modest one-time charge

One of the great things about 401(k) Easy is its adaptability. Our IRS-approved prototype 401(k) plan includes a host of plan design options, which we detail below, and our online administration and participation systems - your Plan Sponsor Gateway and Plan Participant Gateway - contain further customization flexibility.

The U.S. Government reimburses new 401(k) plans up to $20,000 for set-up and annual fees.
The one-time set-up fee charged at your plan's outset pays for all customization.
In subsequent years if you decide to modify your plan's custom features or investment custodian, changes are easy to initiate and deploy.