All-Inclusive Low 401k Easy Pricing---NO 401k Fees Deducted From Participants' Retirement Savings---Ever
Three different 401k plan configurations, designed to fit the needs of different small employers:
 Value |
Standard |
Plus |
|
| One-time only set-up fee | $495/one-time | $595/one-time | $795/one-time |
| 1 eligible employee | $395/yr | $495/yr | $795/yr |
| 2-4 eligible employees | $495/yr | $695/yr | $1395/yr |
| 5-10 eligible employees | $695/yr | $895/yr | $1695/yr |
| 11-15 eligible employees | $795/yr | $995/yr | $1795/yr |
| 16-20 eligible employees | $995/yr | $1295/yr | $1995/yr |
| 21-25 eligible employees | $1195/yr | $1595/yr | $2395/yr |
| 26-30 eligible employees | $1395/yr | $1795/yr | $2695/yr |
| 31-35 eligible employees | $1595/yr | $1995/yr | $2895/yr |
| 36-40 eligible employees | $1795/yr | $2195/yr | $3095/yr |
| 41-45 eligible employees | $1995/yr | $2395/yr | $3395/yr |
| 46-50 eligible employees | $2195/yr | $2595/yr | $3595/yr |
| more than 50 eligible employees | $2195/yr + $200/yr for each additional 5 eligible employees | $2595/yr + $250/yr for each additional 5 eligible employees | $3595/yr + $300/yr for each additional 5 eligible employees |
| Please Note: 401k Easy is sold on a Calendar Year basis only. All first-year clients are charged the one-time only plan set-up fee. The pricing above applies to the first year of service only. Renewal fees may be adjusted because no set-up fee is charged in subsequent years. | |||
| IRS-Approved 401k Prototype and Summary Plan Description Customized to the Client's Requirements |  |
|
|
| Live Online Plan Set-Up and Training for 401k Plan Sponsor | |
|
|
| Ongoing Telephone and Email Pension Rules Consulting and Support for 401k Plan Sponsor | |
|
|
| 401k Plan Compliance and Top-Heavy Testing Available Online at a Mouse Click | |
|
|
| Secure Online 401k Account Management for Employer and Employees | |
|
|
| Self-Directed 401k Brokerage with Commission-Free Stock Trading and No-Load Mutual Funds | |
|
|
| Quick & Easy Conversion of a Participant's 401k to an IRA Rollover at Self-Directed Brokerage | |
|
|
| Employer can Upload Payroll and Contribution Data and Authorize Purchases 24/7 | |
|
|
| Employer has Option of Sending a Printed Purchase Order with Contributions to Self-Directed Brokerage | |
|
|
| 401k is Eligible for Hardship Withdrawals | |
|
|
| 401k is Eligible for Safe Harbor 401k | |
|
|
| 401k is Eligible for Full Immediate Vesting of Profit-sharing Contributions | |
|
|
| Telephone and Email Support for 401k Plan Sponsors | |
|
|
| Self-Directed Brokerage Education, Assistance and Investment Selection for 401k Participants 24/7 | |
|
|
| 401k is Eligible for Supplemental 401k Contributions for Persons 55+ | |
|
|
| 401k is Eligible for Roth 401k | |
|
|
| 401k is Eligible for 401k Loans | |
|
|
| Signature-Ready Forms 1099R and 1096 Preparation and Filing | |
|
|
| Signature-Ready 5500-SF Preparation and Filing | |
||
| Signature-Ready Summary Annual Report | |
||
| 401k is Eligible for In-Service Distributions | |
||
| 401k is Eligible for Vesting Profit-Sharing Contributions From 1 to 6 Years | |
||
Our iron-clad promise: No hidden 401k fees & no 401k asset-based fees & no 401k commissions, ever!
Our Policy Regarding All Asset-Based Fees
Our policy is not to accept any rebates or revenue sharing of fees deducted from our clients' plan assets ... period! Entities that provide 401k plans, including mutual funds managers, fund distributors, asset custodians, asset trustees, investment brokers and advisors, and plan administrators and record-keepers. These entities typically earn at least a portion of their compensation from asset-based fees extracted from plan assets; 401k Easy is an exception from the norm.
401k Easy is an exception to the norm in that we do not earn any compensation,
either directly or indirectly, from our clients' 401k plan assets. If rebates are
offered, we have the rebates returned to the client. Our published prices, available online for all to
see, are the only compensation we collect.
Hidden & excessive 401k fees are causing severe damage and loss for 401k participants
Please CLICK HERE to learn about 401k providers and affilliated financial advisors deducting hidden fees and commissions from small 401k plans and employees'retirement savings.
401k Price Comparisons: Published 401k prices are not necessarily what you pay for a small 401k plan
Please CLICK HERE to view chart comparing 401k Easy to six 401k providers who deduct fees from participants' accounts.
All-inclusive pricing based solely on company size
As you can see above, the 401k Easy annual fee is based solely on the size of the employer, not the plan design options you select for your plan. This flexibility is not industry-standard - particularly regarding investment flexibility. Though we do charge a modest per-incident fee per 401k loan disbursement, distribution, QDRO, compliance test correction or hardship withdrawal.
The 401k Easy set-up fee: A one-time charge
One of the great things about 401k Easy is its adaptability. Our IRS-approved prototype 401k plan includes a host of plan design options, which we detail below, and our online administration and participation systems - your Plan Sponsor Gateway and Plan Participant Gateway - contain further customization flexibility.
The one-time set-up fee charged at your plan's outset pays for all customization. The fee is charged only one time at your plan's outset.
If in subsequent years if you decide you want to alter your plan or system design choice, that's no problem.
The 401k Easy set-up fee is frequently refunded by the government
Under federal regulations, the one-time 401k Easy set-up fee may be refundable in the form of a federal tax credit. New 401k Easy plans qualify to receive this federally-mandated dollar-for-dollar refund, but there are some restrictions, so please consult your tax advisor before signing up for 401k Easy to make sure you qualify.