Three different 401k plan configurations, designed to fit the needs of different small employers:
 Value |
Standard |
Plus |
|
| Pricing | |||
| One-time only set-up fee | $495/one-time | $595/one-time | $795/one-time |
| 1 eligible employee | $395/yr | $495/yr | $795/yr |
| 2-4 eligible employees | $495/yr | $695/yr | $1395/yr |
| 5-10 eligible employees | $695/yr | $895/yr | $1695/yr |
| 11-15 eligible employees | $795/yr | $995/yr | $1795/yr |
| 16-20 eligible employees | $995/yr | $1295/yr | $1995/yr |
| 21-25 eligible employees | $1195/yr | $1595/yr | $2395/yr |
| 26-30 eligible employees | $1395/yr | $1795/yr | $2695/yr |
| 31-35 eligible employees | $1595/yr | $1995/yr | $2895/yr |
| 36-40 eligible employees | $1795/yr | $2195/yr | $3095/yr |
| 41-45 eligible employees | $1995/yr | $2395/yr | $3395/yr |
| 46-50 eligible employees | $2195/yr | $2595/yr | $3595/yr |
| more than 50 eligible employees | $2195/yr + $200/yr for each additional 5 eligible employees | $2595/yr + $250/yr for each additional 5 eligible employees | $3595/yr + $300/yr for each additional 5 eligible employees |
| Please Note: 401k Easy is sold on a Calendar Year basis only. All first-year clients are charged the one-time only plan set-up fee. The pricing above applies to the first year of service only. Renewal fees may be adjusted because no set-up fee is charged in subsequent years. Payroll integration adds 10% to the annual price of 401k Easy Plus. | |||
| Key Features | |||
| IRS-Approved 401k Prototype and Summary Plan Description Customized to the Client's Requirements |  |
|
|
| Live Online Plan Set-Up and Training for 401k Plan Sponsor | |
|
|
| Ongoing Telephone and Email Pension Rules Consulting and Support for 401k Plan Sponsor | |
|
|
| 401k Plan Compliance and Top-Heavy Testing Available Online at a Mouse Click | |
|
|
| Secure Online 401k Account Management for Employer and Employees | |
|
|
| Self-Directed 401k Brokerage with Commission-Free Stock Trading and No-Load Mutual Funds | |
|
|
| Quick & Easy Conversion of a Participant's 401k to an IRA Rollover at Self-Directed Brokerage | |
|
|
| Employer can Upload Payroll and Contribution Data and Authorize Purchases 24/7 | |
|
|
| Self-Directed Brokerage Education, Assistance and Investment Selection for 401k Participants 24/7 | |
|
|
| Complete ERISA 3(16) Fiduciary Protection | |
|
|
| Claim Up to $15,000 in Tax Credits | |
|
|
| 401k is Eligible for Supplemental 401k Contributions for Persons 55+ | |
|
|
| 401k is Eligible for Traditional Safe Harbor 401k | |
|
|
| 401k is Eligible for QACA Safe Harbor 401k | |
|
|
| 401k is Eligible for Hardship Withdrawals | |
|
|
| 401k is Eligible for Full Immediate Vesting of Profit-sharing Contributions | |
|
|
| 401k is Eligible for Roth 401k | |
|
|
| 401k is Eligible for 401k Loans | |
|
|
| Automatic Payroll Integration | |
||
| Signature-Ready Forms 1099R and 1096 Preparation and Filing | |
||
| Signature-Ready Form 5500-SF Preparation and Filing | |
||
| Signature-Ready Summary Annual Report | |
||
| 401k is Eligible for In-Service Distributions | |
||
| Options Trading (ERISA Limits Apply) | |
||
| 401k is Eligible for Vesting Profit-Sharing Contributions From 1 to 6 Years | |
||
| Backdoor Roth 401k (ERISA Limits Apply) | |
||
Our iron-clad promise: No hidden 401k fees & no 401k asset-based fees & no 401k commissions, ever!
Our policy is to not accept any rebates or revenue sharing of fees deducted from
our clients' plan assets ... period! Investment brokers and advisors earn extra money by pocketing needless 401k "asset-based" fees deducted endlessly.
Hidden & excessive 401k fees are causing severe damage and loss for 401k participants
Please CLICK HERE to learn about 401k providers and affilliated financial advisors deducting hidden fees and commissions from employees'retirement savings.
401k Price Comparisons: Published 401k price is not the total amount of money our competition pockets! The competition skims fees, sometimes hidden, from 401k assets.
Please CLICK HERE to view chart comparing 401k Easy to six 401k providers who deduct fees from participants' accounts.
401k Easy's price is based only on the number for full-time employees on the company's payroll
As you can see above, the 401k Easy annual fee is based solely on the size of the employer, not the plan design options you select for your plan. This flexibility is not industry-standard - particularly regarding investment flexibility.
The 401k Easy set-up fee: A modest one-time charge
One of the great things about 401k Easy is its adaptability. Our IRS-approved prototype 401k plan includes a host of plan design options, which we detail below, and our online administration and participation systems - your Plan Sponsor Gateway and Plan Participant Gateway - contain further customization flexibility.
The U.S. Government reimburses new 401k plans up to $20,000 for set-up and annual fees.
The one-time set-up fee charged at your plan's outset pays for all customization.
If in subsequent years if you decide to modify your plan's custom features or investment custodian, that's no problem.